The first half 2018 is a reminder that market volatility is always lurking below the surface of a Bull Market. Big market moves similar to the volatility we experienced in 2015 but not yet approaching declines of 2008-09 can rattle...Read More
The place where we share our thoughts on financial planning for equity compensation, retirement planning and other issues that impact tactical planning for corporate executive's wealth, pay and benefits.
Many Baby Boomers might not be ready for retirement, but younger workers have a chance to do better – if they make the most of their 401(k)s. Here are three good news/bad news retirement plan statistics: According to the...Read More
The people advisors meet at companies preparing for an initial public offering (IPO) are giddy with thoughts of the wealth and opportunities it will provide. Many of them have worked at these companies since the startup stage, and the...Read More
Over the last several years, companies have adopted ever more sophisticated equity compensation plans. Brought on in part by accounting rule changes that make the issuance of any kind of stock-based compensation an expense when they...Read More
The employees of public companies have their personal wealth highly concentrated in company stock, due to the combination of their stock option grants, employee stock purchase plan (ESPP) shares, open market stock purchases, restricted...Read More
While many recipients of equity compensation intend to use it to boost their savings and lifestyles, I find that many of them do not see it in the bigger picture of retirement savings and post-retirement withdrawal plans. Your stock...Read More