The place where we share our thoughts on financial planning for equity compensation, retirement planning and other issues that impact tactical planning for corporate executive's wealth, pay and benefits.
Monday, November 11, 2019
Every year in February, after the W-2s and 1099s have arrived, we get tax-planning calls. Of course, by then it's too late for previous year planning. The time for tax planning is before the year ends. This year, we are working with a...
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Friday, November 8, 2019
While many recipients of equity compensation intend to use it to boost their savings and lifestyles, I find that many of them do not see it in the bigger picture of retirement savings and post-retirement withdrawal plans. Your stock...
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Friday, August 16, 2019
The first half 2018 is a reminder that market volatility is always lurking below the surface of a Bull Market. Big market moves similar to the volatility we experienced in 2015 but not yet approaching declines of 2008-09 can rattle...
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Thursday, August 15, 2019
Many Baby Boomers might not be ready for retirement, but younger workers have a chance to do better – if they make the most of their 401(k)s. Here are three good news/bad news retirement plan statistics: According to the...
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Monday, June 10, 2019
Does you Advisor Understand Your Equity Compensation Well Enough to Help you Plan it? Let me ask you a few company stock questions: Can Your Advisor Explain Forfeit Value? You should know the potential value of the compensation...
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Friday, May 3, 2019
The people advisors meet at companies preparing for an initial public offering (IPO) are giddy with thoughts of the wealth and opportunities it will provide. Many of them have worked at these companies since the startup stage, and the...
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Tuesday, August 14, 2018
Over the last several years, companies have adopted ever more sophisticated equity compensation plans. Brought on in part by accounting rule changes that make the issuance of any kind of stock-based compensation an expense when they...
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Friday, July 13, 2018
Divorce can be a major disruption to a family’s financial plans. Surprisingly, the Internal Revenue Service (IRS) and Congress have actually worked to make a difficult proceeding less overwhelming and burdened with taxation. In...
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Thursday, July 5, 2018
The employees of public companies have their personal wealth highly concentrated in company stock, due to the combination of their stock option grants, employee stock purchase plan (ESPP) shares, open market stock purchases, restricted...
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Friday, February 26, 2016
SEC Rule 10b5-1 has had a significant impact on how directors, officers and other employees who are subject to “blackout” periods diversify their company stock holdings. Adopted concurrently with Regulation FD in August of...
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